Saving money

Here's an article that made me chuckle:) I don't think it's supposed to but it did. Everyone I know has money trouble - not that we all spend more than we make, but there's always the "what we're supposed to do" vs. the "I could be dead tomorrow" mentality. I shift constantly between the two. I'm always paranoid about frequent visits to the coffee shop, but I've dropped craploads of money for a washer, dryer, refrigerator, sofa, leather chairs, ottoman, entertainment center, decorating in the past few months - and now we're on a roll, Trev is getting in on the game deciding he wants to revamp the spare room with new office furniture, a fancy sofabed (getting rid of the actual bed that gets used rarely) etc etc. it never stops.

So, the question is do I believe in these rules?

http://finance.yahoo.com/banking-budgeting/article/105041/Ways-to-